Youth Programs & Summer Camps

Your focus on service to youth development is at the heart of your mission. You need to protect that mission, along with every other aspect of your operation. This may include your club members, employees, volunteers, property and the campers or athletes you may counsel.

Our Youth Recreation program offers specific coverages to the organizations focused on the early learning and social development aspects that enrich our lives and lift our spirits.

Eligible organizations include:

Great American is proud to be a preferred carrier for the Boys and Girls Clubs of America.

Why You Need Coverage: Claims Scenarios

Abuse or Molestation coverage
During a group activity, a counselor noticed that one eight-year-old boy was verbally assaulting another. The counselor took immediate action to separate the children and reported the incident in accordance with the organization’s abuse reporting policy. The verbally assaulted child’s parents later sued the organization and named the counselor for the mental distress their child experienced. The organization’s agent was well versed on Great American’s abuse coverage and felt confident in the policy’s ability to provide protection for any actual, threatened or alleged act. The agent knew the policy covered both employee-on-client abuse and client-on-client abuse, and addressed sexual, physical and emotional abuse.

Volunteer Medical Payments coverage
While painting the gym at a youth recreation center, a volunteer fell off a ladder and broke his wrist. Because the organization had medical payments coverage extending to volunteers, the volunteer received payment for his incurred medical bills without going through the difficult process of proving fault with the organization. This saved the organization steep costs in defense expenses.

Great American Specialty Human Services understands the risks you face and we offer the coverages for youth programs who serve others and enable them to achieve their mission through our specialized program.