Great American Environmental is further expanding into the Canadian market with Lions Gate Underwriting

Great American Environmental is excited to announce the successful debut of our collaboration with Lions Gate Underwriting (LGU) to offer contractor and premises environmental liability coverage in Canada! Great American and LGU are providing contractors pollution and professional liability coverage along with premises environmental liability products.

This collaboration will allow Great American Environmental’s team to bring some of its innovative policy features to the Canadian insurance landscape. Focusing on Contracting Services, the wording includes Errors and Omissions arising from associated Professional Services, which would typically require a separate policy. For LGU, having a best in class product that can be offered in an Occurrence form as well as Claims Made is a distinct advantage to the Canadian market. Finally, having the ability to offer premises coverage in both Canada and the United States gives LGU an edge when competing on those cross border risks.

Product Offerings

Professional and Contracting Services Environmental Liability policy offers coverage for bodily injury, property damage, legal expenses and clean-up costs associated with pollution conditions resulting from Contracting Services. Liability coverage associated with Acts, Errors and Omissions arising from Professional Services is also included in this policy. This policy also provides coverage for liability associated with non-owned disposal sites, transportation of the insured’s product or waste, and owned locations. $5,000 Minimum Premium

Contracting Services Environmental Liability policy covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with Contracting Services. This policy also provides coverage for liability associated with non-owned disposal sites, transportation of the insured’s product or waste, and owned locations. $4,000 Minimum Premium

Project-Specific Contracting Services Environmental Liability policy covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with Contracting Services for a specific project. $5,000 Minimum Premium

Great American and LGU are also providing site pollution liability products for property owners and tenants.

• Premises Liability policy covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with a location. Premises Liability coverage can be provided for a wide variety of property uses, including but not limited to, warehousing, apartments, manufacturing and offices. Coverage for pollution liability arising from non-owned disposal sites, transportation of products or wastes, and incidental contracting services environmental liability is also included in this policy. Additionally, coverage is available for new and historical pollution conditions arising from both sudden and gradual events.
• Storage Tank Liability policy offers bodily injury, property damage, corrective actions costs and defense expense resulting from a release of the contents of aboveground and underground storage tanks.

Limits for these offerings include total primary combined capacity of $10 million/$10 million (CAD). With policy terms range from 1 year to 10 years depending on policy type. (All dollar amounts mentioned are Canadian dollars.)

“We are excited to further expand our presence in the Canadian market,” Kirk Davenport, Divisional Vice President and Executive Underwriter of Programs, said. “We look forward to the growth of this program and hope to provide more MGA offerings like this one as we continue to develop and grow our available products and services.”

In addition to the great coverage described above, Great American Environmental Division’s Response & React Program (R&R) is available to all insureds and is specifically designed to help policyholders quickly and efficiently navigate the response plan from the moment a spill occurs to the final site approval. Having a response program in place assures peace of mind during critical situations, allowing your clients to prepare to take immediate action.

LGU Environmental Product Guide

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