Customized Insurance Built For You
We have an entire Residential Construction team dedicated to the home building industry. Each associate has a deep knowledge of the industry and can offer customized insurance solutions based on your unique situation. From a single, custom home to an entire subdivision.
Great American covers all your residential contractor needs, including:
- Residential Builders Coverage Extensions for model homes and contents, homes in inventory, trade-in homes, and subdivision property
- Broad definitions of covered property
- Ability to cover usable existing structures as part of renovation projects
- Broad additional insured/waiver of subrogation
- Multiple valuation options for new work and existing structures, including the option to exclude builder’s reasonable overhead and profit
- Multiple project and premium reporting options for blanket reporting policies
- Coinsurance options
- Broad causes of Loss that trigger optional Time Element coverage