Programs with Open Distribution
Traditional Programs
AEU
USL&H and WC for Marine Accounts
Contact: Jan Damare
Kapatoes
Natural Food Stores, Vitamin Stores and Food Co-ops
Contact: Dane Meisler
PAK
Liquor Stores, Wineries, Breweries, Cideries, Distilleries
Contact: Larry Chasin
Telcom
Rural Telecommunications Companies
Contact: Peter Elliot
VGM Insurance
Golf and Country Clubs
Contact: Brian Thiemer
Group Captive Programs
A Group Captive is a vehicle through which a group of insureds can reduce their insurance costs by sharing risk within a specific retention. This is a risk sharing alternative for insureds that may not be eligible for a Self-Insured (SIR) or deductible program.
In order to participate in a group captive the individual policyholder will be taking risk and will need to present collateral.
Bodega
Heterogeneous Group Captive
Contact: Tracy Bernard
EPIC
Heterogeneous Group Captive
Contact: Brian Ricci