Motor Truck Cargo Insurance

With billions of dollars of cargo crisscrossing our nation’s highways each year, trucking carriers and owner-operators face enormous risks on every run. They assume a huge financial responsibility for the property they haul. Anything from an accident to theft, or a refrigeration breakdown, could result in serious financial loss.

Cargo Advantage® provides a customized solution to protect your clients, from single unit owner-operators to large fleets, from such financial loss. Cargo Advantage helps keep your clients rolling with peace of mind, providing broad protection against risks uniquely associated with transporting cargo.

Advantages

Ability to fit the needs of any size carrier, from a single unit owner-operator to 100+ unit fleets.
Scheduled vehicles or blanket coverage based on mileage revenues.
Diminishing Deductible (deductible is reduced for each loss-free year)
Broad definition of transit, which includes loading & unloading.
Limits and deductibles that can be customized to best fit the needs of your client.
Coverage endorsements and policy language created to meet the needs of specialized operations, including:

Automobile Carriers
Courier Operations
Household Goods/Furniture Movers
Mobile Home Movers
Wrecker/Towing Operations
Owner-Operator/Subhauler

Low minimum premium
Dynamic rating methodology that rewards insureds for years in business, good loss experience and maintaining good safety ratings.
Claims are handled by our own in-house team of cargo claim experts.
Our staff of loss control experts will work with you to help improve the safety and security of your operations for better risk management and cost savings.