Look around your construction site and do some quick calculations. You could have millions of dollars of equipment that you own or lease on your site at one time. You could face significant losses due to theft, accidents, vandalism, fire or other causes. Our Contractor’s Equipment coverage is a highly flexible policy with several important options that protect your business.

Introducing Equipment Pro®!

Great American’s New and Most Comprehensive Contractor’s Equipment Product

Recognizing the Changing and Increasing Exposures for All Types of Contractors

With our Contractor’s Equipment coverage, your clients can rest easy knowing their equipment is well-protected by a highly adaptable policy. This allows them to concentrate on their work, while we handle the concerns.

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Advantages

  • Scheduled or Reporting - For owned equipment or equipment of others in your care, custody, or control.
  • Unscheduled Option - Available for owned equipment.
  • Target Any Sized Contractor - Highly adaptable policy protects the equipment of any size operation, from small-scale local contractors to large commercial construction companies.
  • Easy Access - Online quote, bind and issue system, GREATpolicy®, available for schedules under $3 million and items up to $500,000.
  • Included Coverage - For small watercraft, drones, and land motor vehicles.
  • Perils Included - Fire, water, earth movement, theft, wind-related and other perils.
  • Dynamic Rating Methodology - Provides insureds with premium credits for years in business and favorable loss experience.
  • Valuation Options
    • Actual Cash Value
    • Replacement Cost
    • Stated Amount

Expert Claims and Loss Control Services

When you need to make a claim, you want to work with experts who understand your loss and what to do. That’s why our claims professionals specialize in inland marine. Our staff of loss control experts will work with you to help improve the safety and security of your operations for better risk management and cost savings.

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