You’ve worked hard to develop, market and grow a niche program that differentiates your agency. You need a carrier that brings the same specialty mindset that you bring to your program.
What Our Specialty Programs Team Can Offer Your Program Business
A carrier as committed to program business as you are
You've worked with your clients' unique exposures and have developed significant subject matter expertise. Because we've been in the program market for more than 15 years, we bring stability and commitment to your program's long-term success.
Our leadership values the program model, and our primary focus on profitability creates an environment where programs can grow and prosper without interruption or distraction. This helps provide you and your clients an enduring relationship you can trust.
Dedicated program business resources
Our team is dedicated to program business. We have the autonomy and flat organizational structure to react quickly to opportunities and challenges.
You will have a dedicated underwriter and access to our business's actuarial. product development, claims, loss prevention and marketing resources.
You won't be bogged down in a bureaucratic corporate culture.
Flexibility to tailor based upon your program business needs
You can be positioned well against your competition because we have the tools and capabilities to customize each program. Because of our program insurance experience, we are efficient with product filings and will help ensure you have adequate rates and forms to offer your clients. We have the flexibility to outsource services such as underwriting, claims and loss prevention, and we offer multiple compensation options to choose how you are rewarded for your business.
How to write a specialty program
To be eligible for a Specialty Program, an agent has to have proven subject matter expertise and a seasoned book of business with consistent profitability. In addition, you must be able to provide five years of loss data on the book's performance.
Our Program Insurance Opportunities
We offer a General Liability focus with a multiline approach. Within our acceptable industry sectors, we are typically interested in writing all lines - General Liability, Property (CPP or BOP), Auto, Workers' Compensation, Inland Marine, Cyber Risk and Umbrella. Industry sectors we serve include:
- Retail
- Wholesale
- Manufacturing
- Service
We aren't looking for "wheels" programs or tough property programs, such as CAT or habitational. Although we will consider many artisan/specialty contracting classes, we aren't looking to write general contractors or the building trades.
Great American's Guidry: Patience, Nurturing Lead to Multi-Decade Program Relationships
Jennifer Guidry, Divisional Vice President, Alternative Markets, said carriers seek long-term relationships in the program space.