Satisfying Umbrella and Excess Liability Coverage Needs
Our experienced underwriting staff has a comprehensive knowledge of liability hazards, emerging trends, structured pricing, and familiarity with forms and coverage requirements. Focused on long-term relationships, we listen to our clients’ insurance needs and work with them to satisfy their special capacity requests.
Our specialized coverage products include:
- Excess capacity over a qualified Self-Insured Retention (SIR) program, captives and risk retention groups
- Absolute aggregate limit on SIR with special considerations
- Long-term construction projects
- Named peril and time element pollution
- Occurrence reported coverage
Our standard policy coverages include:
- Umbrella Liability
- Automatic coverage for new entities
- Contractual coverage included
- Broad insured definition
- Broad property damage coverage
- Broad definition of bodily and personal injury
- Worldwide Protection
- Excess Liability
- Follow form coverage
- Written as excess over primary or umbrella
- Defense costs provided in addition to limits
- Admitted coverage in all 50 states and D.C. with ability to provide non-admitted coverage as needed