Transportation and NODS

Be ready when life happens. These transportation and Non-Owned Disposal Sites (NODS) situations illustrate the variety of environmental exposures that could affect your customers!


Railway Tank Car icon

A facility which performed manufacturing and food processing operations used a nearby railway to transfer products and other supplies to vendors. While loading the bulk freight onto the rail, the tank car, which contained processing substance, overturned and the waste was released into the surrounding soil.


Hazardous Material icon

A warehouse owner and operator routinely generated small quantities of hazardous material and hired a third party to pick up and dispose of the waste accordingly. Instead of successfully transporting the hazardous material to the nearby landfill waste treatment center, the third party abandoned the drums on the side of a road. The drums were discovered by a nearby site owner, who was able to trace the origin of the hazardous material back to the warehouse owner/operator. The owner of the warehouse was held liable for the clean-up costs and legal expenses.


Farm Tractor icon

A farm owner was driving their tractor to a nearby farm facility up the road. While in transit, the tractor struck a pipe protruding from the ground, damaging the tractor which caused fuel from the tractor to release to the ground surface and into a storm drain. The release impacted both the soil around the vehicle and the adjacent storm drain.


Waste Spill icon

A contractor was transporting a load of site waste to a nearby landfill. While in transit, the truck overturned on the highway causing the waste to spill into a nearby creek protected by a local wildlife preservation organization. The organization filed a lawsuit, and the contractor ended up facing fines and clean-up costs.


Hazardous Waste icon

A small commercial contractor who specialized in retrofits had been disposing of construction debris at a licensed local non-hazardous municipal solid waste landfill for years. A government investigation found numerous pollutants had migrated from the landfill to a nearby property. The contractor, along with numerous other entities were named as Potentially Responsible Parties. A claim made by the EPA indicated that expected clean-up costs would be in the millions.


Drinking Water icon

Waste generated from a manufacturing facility was routinely transferred to a permitted hazardous landfill. A downgradient property owner began to complain that waste material generated from the landfill was starting to migrate and leach into the property’s drinking water source. The property owner later filed a formal complaint resulting in state investigators getting involved to determine the Potentially Responsible Parties.


Download the Transportation and NODS Claims Scenarios

Our team of experienced underwriters, dedicated claims handling unit and technical support staff understands the unique environmental exposures depicted above and can help tailor a policy to find acceptable coverage and claim solutions for your clients!