Gas Stations

Be ready when life happens. These situations illustrate the variety of environmental exposures that could affect your customers!

Gear with wrench, graphic

Fuel Spill During Tank Installation

A contractor is hired to install new underground storage tanks at a service station. During the installation, a fuel line is accidentally punctured, causing a significant fuel spill. The spill contaminates the soil and groundwater, requiring extensive cleanup efforts. The contractor is held liable for the environmental damage and cleanup costs.


Oil container with warning sign

Improper Disposal of Hazardous Waste

A contractor improperly disposes of hazardous waste materials from a service station renovation project. The improper disposal leads to soil and water contamination at a nearby site. The contractor faces legal action and is responsible for the cleanup and associated legal costs.


Face Mask, graphic

Release of Asbestos During Demolition

During the demolition of an old service station building, asbestos-containing materials are disturbed and released into the air. The release poses health risks to workers and nearby residents. The contractor is liable for the remediation of the asbestos contamination and any health claims.


Fuel Tank, Graphic

Leak from Underground Storage Tanks

An underground storage tank at a service station develops a leak, releasing gasoline into the surrounding soil and groundwater. The service station owner is responsible for the cleanup of the contaminated soil and groundwater, as well as any third-party property damage claims.


Fuel Truck, graphic

Spill During Fuel Delivery

During a routine fuel delivery, a hose disconnects, causing a large spill of gasoline on the premises. The spill requires immediate cleanup to prevent further environmental damage. The service station owner is liable for the cleanup costs and any fines imposed by environmental agencies.


warning sign with air vapors, graphic

Vapor Intrusion from Contaminated Soil

Contaminated soil beneath a service station leads to vapor intrusion into the building, affecting indoor air quality. The service station owner must address the contamination and mitigate the vapor intrusion to ensure the safety of employees and customers. This includes cleanup costs and potential health claims.


  Download the Gas Stations Claim Scenarios

Our team of experienced underwriters, dedicated claims handling unit and technical support staff understands the unique environmental exposures depicted above and can help tailor a policy to find acceptable coverage and claim solutions for your clients!

The claim scenarios in this newsletter are provided to illustrate the variety of environmental exposures faced by your clients. The facts of any situation which may actually arise and the terms, conditions, exclusions, and limitations in any policy in effect at that time are unique. Thus, no representation is made that any specific insurance coverage applies to the above claim scenarios.

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