Auto eXposure Liabilities for Environmental (AXLE)

AXLE is a unique environmental liability insurance product focused on trucking exposures. AXLE fills in the numerous environmental pollution coverage gaps left by typical auto liability insurance and also provides excess limits over the pollution liability coverage that may exist in your auto liability policy.

AXLE covers the insured for loss and clean-up costs as a result of a claim for bodily injury, property damage or Natural Resource Damage because of a pollution condition caused during transportation. It can also cover an insured’s pollution liability arising from owned or leased locations, non-owned disposal sites, and third-party business interruption.

Auto liability forms, even when endorsed with CA 9948, often have numerous coverage limitations related to environmental liability

Traditional transportation pollution liability policies also have numerous coverage gaps.

Top Exposures NOT covered by the Motor Carrier Form, even with the CA 9948

1. MCS - 90 Protection / Indemnity
2. Assumption of Liability
3. Punitive damages, civil fines and penalties
4. Third-Party Business Interruption
5. Loading and Unloading
6. Natural Resource Damage

The AXLE Advantage

• Broad auto liability package offering provided by a trusted carrier.
• Opportunity to present AXLE on every account which qualifies.
• Protects both the broker and their client against uninsured and underinsured environmental exposures.
• Provides your client with a package that provides an industry-leading solution for today's ever-expanding transportation and pollution liabilities.

Want to learn more? Please contact:

Kirk Davenport, Divisional Vice President, Great American Environmental
kdavenport@gaig.com | 484-798-3622

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